„The outstanding individual of PHH’s Banking & Finance team is Annika Wolf. Annika Wolf has long-standing experience in the banking and finance sector, especially in relation to project financing and debt-restructuring issues and regulatory affairs. While working together with Annika Wolf, we have not only witnessed that she has deep knowledge of the finance market but also is very reliable and resilient. Annika Wolf respects deadlines and manages to provide the best legal advice even when being under pressure. Annika Wolf is able to understand the client’s needs, not only from a legal perspective but also with regard to his/her economic background or situation. If necessary, she is not afraid of pursuing creative and innovative approaches in order to achieve the best possible outcome. Further to the above, Annika Wolf is also a very good project manager; from start to finish complex finance transactions of all size are thoroughly handled by her to the fullest satisfaction of the client.”